This Agreement is a legal contract between you (“User,” “you,” or “your”) and OKIM Media, LLC dba Designing Her Destiny (“Company,” “we,” “our,” or “us”). It governs your use of our website www.designingherdestiny.com and our online programs, coaching services, digital products, and community access (“Services”).

By using the Website, registering, or checking the box at checkout, you confirm that you have read, understood, and agree to be legally bound by this Agreement, our Privacy Policy, and our Site Disclaimer, which are incorporated by reference.

1. Eligibility

You must be at least 18 years old to use the Website or purchase Services. By proceeding, you confirm that you meet this age requirement.

2. Definitions 

  • “Website” means www.designingherdestiny.com and all related pages.
  • “Services” means all programs, courses, coaching, content, and community access provided digitally.
  • “User” includes all visitors or purchasers.
  • “Member” refers to users who access Services through purchase or registration.
  • “Content” includes all materials, including video, audio, graphics, downloads, and any communication within our programs.
  • “Member Content” means content submitted or posted by Users.

3. Acceptance of Terms

You accept these Terms by:

  • Using the Website or Services
  • Registering an account
  • Completing a purchase and checking the required box at checkout

If you do not agree, you must not use the Website or Services.

4. International Use

We operate this Website from the United States. We do not represent that our Services are appropriate or available in other jurisdictions. If you access the Website from outside the U.S., you do so at your own risk and are responsible for local compliance.

5. Regional Pricing and Offers

We may offer different prices, discounts, or promotions based on your location, market conditions, or purchasing power. These prices are subject to change and may not apply to users in all regions.

Displayed prices apply only at the time of checkout. We may verify your location using your IP address or other data and reserve the right to cancel orders that appear to misrepresent location or identity.

6. Purchases and Payment

  • All prices are in U.S. dollars (USD), unless otherwise specified.
  • You are responsible for any currency conversion fees, local taxes, or additional costs imposed by your bank or region.
  • You agree to provide valid and accurate payment information and authorize us to charge your method on file.
  • If payment fails, you are responsible for resolving the issue and covering any resulting charges or fees.

7. Refund Policy

All sales are final.

Due to the digital nature of our Services, we do not provide refunds, credits, or exchanges under any circumstances.

8. Account Access and Security

You are responsible for securing your login credentials. You may not share your account or give access to third parties. You are responsible for all activity under your account.

9. Grant of License

We grant you a limited, non-transferable, revocable license to access our Services for personal, non-commercial use. You may not distribute, reproduce, or resell any materials without written permission.

10. Member Conduct

You agree not to:

  • Violate any local, state, national, or international laws
  • Infringe on any intellectual property
  • Upload malicious files or attempt unauthorized access
  • Share, post, or distribute harmful, abusive, or misleading content

We reserve the right to remove users or content that violates these terms.

11. Intellectual Property

All content, branding, and software on the Website are the exclusive property of the Company or its licensors. You may not use, copy, or modify this material without permission.

12. Privacy

Please review our Privacy Policy to understand how we collect, use, and safeguard your information.

13. Disclaimer

We make no guarantees regarding results or outcomes from using our Services. All content is provided “as is” and “as available.” Use is at your own risk.

Refer to our Site Disclaimer for full disclosures.

14. Limitation of Liability

To the fullest extent permitted by law, we are not liable for indirect, incidental, special, or consequential damages. If we are found liable, our total liability is limited to the amount you paid in the 30 days preceding the claim.

15. Third-Party Links

We may include links to external sites. We are not responsible for third-party content, services, or privacy practices. You use those sites at your own risk.

16. Termination

We may suspend or terminate your access at any time for violation of this Agreement. Upon termination, you must stop all use and delete any materials from our Services.

17. Arbitration and Dispute Resolution

Any dispute or claim related to this Agreement must be resolved through binding arbitration under the rules of the American Arbitration Association. Arbitration will occur in Indianapolis, Indiana, United States. You agree to bring claims individually. Each party is responsible for half of the arbitration costs.

Claims must be brought within one year of the event giving rise to the claim.

18. Governing Law

This Agreement is governed by and construed under the laws of the State of Indiana, United States. You consent to the jurisdiction and venue of courts located in Indianapolis, Indiana.

19. Indemnification

You agree to indemnify and hold harmless OKIM Media, LLC., its employees, contractors, and affiliates from all claims, damages, losses, or expenses arising from your use of the Website or Services or your violation of this Agreement.

20. Special Offers

From time to time, we may present promotional or region-specific offers. These offers may be modified or withdrawn at any time. Unless otherwise stated, this Agreement applies in full to any such offer.

21. Changes to Terms

We may update these Terms at any time. Continued use of the Website or Services after changes are posted means you accept the new Terms.

22. Contact

Please direct all inquiries via our contact form.